Terms of Service

1. Acceptance of Terms

By accessing and using the Smart Course Navigator website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

Smart Course Navigator LLC ("Company," "we," "our," or "us") reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page.

2. Description of Service

Smart Course Navigator provides an online learning platform offering educational courses in various professional and personal development topics. Our services include:

• Access to video lessons and course materials
• Downloadable resources and worksheets
• Certificates of completion
• Customer support services

3. User Accounts and Registration

To access certain features, you must create an account and provide accurate, complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains current and accurate

4. Course Enrollment and Payment

Enrollment: Course enrollment is confirmed upon successful payment processing. You will receive confirmation via email.

Pricing: All prices are listed in USD and are subject to change. The price at the time of purchase will be honored.

Payment: Payment is required in full at the time of enrollment. We accept major credit cards as listed on our checkout pages.

5. Refund Policy

We offer a 30-day money-back guarantee on all courses. To request a refund:

• Contact us within 30 days of purchase
• Provide your order number and reason for refund
• Refunds will be processed to the original payment method within 5-10 business days

Refunds may be denied if there is evidence of abuse or violation of these Terms.

6. Course Access and Usage

Lifetime Access: Enrolled students receive lifetime access to course materials, including any future updates.

Personal Use: Course materials are licensed for your personal educational use only. You may not:

• Share, distribute, or resell course content
• Copy or reproduce materials for commercial purposes
• Allow others to access your account
• Reverse engineer or attempt to extract source materials

7. Intellectual Property Rights

All course content, including videos, text, images, and other materials, are owned by Smart Course Navigator LLC or our content partners. This content is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the course materials for personal educational purposes only.

8. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services
• Upload or transmit malicious code or content
• Impersonate others or provide false information
• Harass, abuse, or harm other users

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimers and Limitation of Liability

Educational Purpose: Our courses are provided for educational purposes only. We make no guarantees about specific outcomes, career advancement, or income increases.

Service Availability: We strive to maintain service availability but do not guarantee uninterrupted access. Services may be temporarily unavailable for maintenance or technical issues.

Limitation of Liability: To the maximum extent permitted by law, Smart Course Navigator LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

11. Indemnification

You agree to indemnify and hold harmless Smart Course Navigator LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

12. Termination

We may terminate or suspend your account and access to our services at our sole discretion, without prior notice, for violations of these Terms or other harmful conduct.

Upon termination, your right to use our services will cease immediately, though certain provisions of these Terms will survive termination.

13. Governing Law

These Terms are governed by the laws of the State of Arizona, United States, without regard to conflict of law principles. Any disputes will be resolved in the courts of Maricopa County, Arizona.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

15. Contact Information

For questions about these Terms of Service, please contact us: